Insurance Disputes
Commercial Property Claims
When disaster strikes your business property, whether from a tornado, fire, hail, windstorm, or other catastrophe, insurance carriers often delay, deny, or undervalue legitimate claims, jeopardizing your company’s financial stability and recovery.
The Winters Law Group has extensive experience representing commercial property owners throughout Missouri and beyond, effectively pursuing insurance carriers to obtain full and fair compensation. Our proven track record includes millions of dollars recovered on behalf of our clients in property damage and business interruption claims. From guiding you through complicated policy language to challenging insurer tactics, our firm ensures your interests are protected, your claims are properly valued, and you receive the recovery you're entitled to.
St. Louis May 16 Tornado Claims
On May 16, 2025, the St. Louis area was impacted by a powerful EF-3 tornado that caused widespread destruction to homes, businesses, and critical infrastructure, tragically claiming multiple lives.
The Winters Law Group is currently working with homeowners and business owners impacted by the storm to ensure insurance companies fully and fairly honor their policies. Our firm is dedicated to protecting your rights, expediting claims processing, and aggressively challenging insurers who wrongfully deny, delay, or undervalue claims related to this devastating event.
Residential and Condominium Claims
Residential and Condominium Claims
Following the devastating May 16, 2025, tornado, homeowners and condominium associations across St. Louis have experienced significant challenges dealing with insurance carriers. Many property owners have faced unreasonable delays, denied claims, and undervalued assessments that fail to fully cover necessary repairs.
The Winters Law Group represents homeowners and condo associations to ensure insurance companies fulfill their contractual obligations. We aggressively advocate for complete compensation, manage complex claim documentation, and handle disputes involving claim denials, underpayments, ordinance compliance, and rebuilding costs - so you can focus on recovery, not red tape.
Industrial and Warehouse Claims
Industrial and Warehouse Claims
Residential and Condominium Claims
Industrial facilities and warehouses often sustain severe damage due to storms, fires, chemical spills, or other catastrophic events, resulting in complex insurance disputes. The Winters Law Group has significant experience representing owners and operators of warehouses, industrial facilities, and manufacturing plants throughout Missouri and Illinois. We handle large-loss claims involving structural damage, inventory losses, equipment breakdown, hazardous material exposure, and business interruption. We thoroughly understand complex industrial insurance policies, regulatory compliance requirements, and insurer claim-handling practices. Our firm leverages that expertise to ensure insurers fully meet their obligations, provide complete compensation, and expedite the recovery process, minimizing downtime and protecting your operations and profitability.
Non-Profits and Schools
Industrial and Warehouse Claims
Non-Profits and Schools
Non-profit organizations and educational institutions are particularly vulnerable when disaster strikes, facing unique insurance challenges and constraints. Property damage caused by tornadoes, storms, floods, fires, or other catastrophes can disrupt critical services, displace staff and students, and interrupt vital community programs. Attorney Doug Winters has substantial experience assisting non-profits, schools, churches, and other charitable organizations in Missouri and nationwide. He skillfully navigates insurance claims involving property repair costs, business interruption losses, temporary relocation expenses, and compliance with specialized policy provisions. Doug works diligently to ensure your institution receives full and fair insurance compensation, enabling your organization to resume its essential mission quickly and effectively.
Bad Faith Claims
Industrial and Warehouse Claims
Non-Profits and Schools
Insurance companies owe policyholders a duty to act in good faith throughout the claims handling process.
If an insurance company fails to honor its obligation to act in good faith, property owners may recover additional damages and attorney's fees in addition to the actual damages sustained to the property.
Our attorneys fight to protect the rights of property owners who have suffered an insured loss.